Judge Harris wrote the opinion, in which Judge Shedd and Judge Diaz joined. Affirmed in part, vacated in part, and remanded by published opinion. (2:12-cv-07997) Argued: OctoDecided: JanuBefore SHEDD, DIAZ, and HARRIS, Circuit Judges. Appeal from the United States District Court for the Southern District of West Virginia, at Charleston. AARP CENTER FOR RESPONSIBLE LENDING NATIONAL ASSOCIATION OF CONSUMER ADVOCATES NATIONAL CONSUMER LAW CENTER, Amici Supporting Appellant, THE COMMUNITY BANKERS OF WEST VIRGINIA, INCORPORATED THE WEST VIRGINIA BANKERS ASSOCIATION, Amici Supporting Appellees. BANK NATIONAL ASSOCIATION, Defendants – Appellees, and CHASE TITLE INC., Defendant. 14-2126 PHILIP MCFARLAND, Plaintiff – Appellant, v. PUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No.
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